(Written by guest contributor Kevin E. Houchin Esq.) Last week we talked about the importance of understanding the various aspects of business formation and patents. This week we cover copyrights and trademarks. Continue Reading

(Written by guest contributor Loral Langemeier) In times of economic uncertainty, people tend to reexamine their relationship with money. Those who are avid wealth builders make necessary adjustments to maintain their lifestyle and stay above water. For those caught in a "make /spend" cycle, these can be very scary times indeed, splashing about without a life preserver. If you're making bad choices with money, now is the time to evaluate your situation. You and I... Continue Reading

(Written by guest contributor Loral Langemeier) In times of economic uncertainty, people tend to reexamine their relationship with money. Those who are avid wealth builders make necessary adjustments to maintain their lifestyle and stay above water. For those caught in a "make /spend" cycle, these can be very scary times indeed, splashing about without a life preserver. If you're making bad choices with money, now is the time to evaluate your situation. You and I... Continue Reading

Let me get right to the point. The reason our economy is in the tank today is that too many people are focused on creating money instead of creating real products and services. To correct this problem, we need to get back to the basics of creating products and services that people need or want, and let the money come as a result. That's the business of creativity, and it's going to be the... Continue Reading

You know what I like best about Twitter? It isn't the fact that it's easy to use and a ton of fun (although those are important). It isn't the fact that I can communicate with some fantastic people, get answers to questions and pick up information and advice that I couldn't have learned any other way (although those are important too.) And it isn't even that it's a fantastic marketing tool that drives traffic, builds... Continue Reading

Change. It's one thing in life we can depend on. And it can be the thing that frightens us most. I've known people who don't like the least bit of change in their lives. They are most comfortable in keeping the status quo. Change implies risk. And risk... well, sometimes things don't turn out the way we hope they will. And sometimes they do. Continue Reading

When I first started playing around with AdSense, I knew nothing. Now, I like to think that I know a few things about AdSense, but I am still learning. Want to design direct-mail flyers? Don’t ask me. I haven’t a clue. Need to know how to fill a restaurant to the rafters every night? Never owned a restaurant. Not my thing. Want to build a deck? Follow my advice and you’ll just end up with... Continue Reading

Random thoughts for today... I'm finally starting to see through the scam known as "insurance". What ticks me off most is health insurance. It doesn't matter how healthy you are. Once you are accepted by a company, they religiously increase your rates every premium period just because they can. So what to do? Change insurance companies. My premium got cut in half when I did this. Of course, in just a few years, it will... Continue Reading

About a month ago, Mary got pulled over for speeding. The cop let her off the hook for whatever reason, but he noticed that the tags on the minivan had expired. I always take care of tag renewal and recalled that I had just sent a check in a few days prior. The city record showed that the tags had been expired for 8 months. Mary got a ticket and we had a court day... Continue Reading

The Incredibles is Disney/Pixars' latest cash cow. Can these people do no wrong? Pixar has animated toys, bugs, monsters and fish. But one realm they had not covered to date was people. The wait is over. I took the kids to see The Incredibles yesterday and we all thoroughly enjoyed it. The Incredibles is a story of super heroes who have been exiled by the government and the people, due to ever-increasing litigation incurred as... Continue Reading

And so, the litigation hounds once again are unleashed on the prescription drug community. This time it is over Vioxx, an anti-arthitic drug manufactured by Merck. Research has long pointed to the fact that long-term use of Vioxx may contribute to heart attacks and strokes. Perhaps the FDA didn't study the drug long enough. Perhaps the pharmaceutical companies are only interested in money. Perhaps people don't read the warning labels. And perhaps some were willing... Continue Reading

Do you have a fax machine? If so, has your number been released to the spammers of the fax world? Once it has, your fax machine will never be the same. Junk Fax has cluttered my fax machine for nearly two years. I get several junk faxes a week, promoting the latest penny stock, travel club or health insurance scheme. I have been throwing away the faxes as the removal numbers at the bottom seem... Continue Reading

I hate dealing with insurance. When you pay a premium, you are betting that you will need to make a claim. With health insurance, you are betting that you are going to get sick! About eight years ago, I bought a policy with Fortis, one of the world's largest banking and insurance companies. At that time, we decided that all we needed was a major medical policy. So we choose a $2500 per person deductible... Continue Reading

After the week I had last week, the icing was put on the proverbial cake yesterday afternoon. I found that I have been paying way too much for my health insurance thanks to my agent at Al Boenker insurance (The link is there so you know to avoid them). He is no longer with the company, but I was ticked just the same. I left the office at 2 pm and came home to find... Continue Reading