I am ticked off at Target. We shop there regularly, but not today. You may ask "why Joel, why?", and I'll tell you. For years, the Salvation Army has stood in front of various department stores and chain outlets ringing their bells, spreading good holiday cheer and collecting funds for very worthwhile causes, such as feeding the hungry and clothing the poor. When I was at Target earlier this week, I remember noticing the absence... Continue Reading

Friends occasionally ask me which credit card I like to use. I have had dozens of cards over the years. First USA. Citibank. Bank One. Etc, and so forth. I have tried multiple programs. Cashback from Discover. Sharper Image store credit rewards from First USA. General Motors rewards (never did buy another GM vehicle). American Express privileges. And so on. I finally settled on Citibank Aadvantage card as giving me the most bank for my... Continue Reading